Thanks to investing plans like the Shin NISA, my wife and I have a solid retirement plan put together. I'm really grateful for these plans, as they allow us to build up a nest egg for our future. Though I am a little bitter sweet on the timing. If these plans had been available even ten years earlier, we would have probably added two kids to our family. Having kids in your late forties is a non-starter for us. Haha.
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