@Fragarach @tess This is mostly true, although Jeremy Clarkson demonstrated the 'mostly' part when he claimed it was completely true.
He put his account number and sort code in a newspaper article to show that it was safe. It turns out that this is basically all you need to set up a Direct Debit, which someone did (to an environmental charity, as I recall). The DD guarantee means that all payments made will be reversed as soon as the sender complains and it's then up to the recipient to reclaim the money in this case if the payments were legitimate.
This same guarantee makes paying for things with DD quite safe in the UK: as soon as there's a problem, you call your bank and get the money back immediately and the payee then has to take you to court if they really were owed the money.
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