@yvan Thanks for those comments and I fully understand your pain & position - I hear similar stories from other people.
I intended to add a rider to the earlier toot - so I'll say it now - I strongly suspect we are outliers and not typical by a number of data points. We both receive NHS pensions (mine is particulalry generous) and my wife is in receipt of PIP. We have a fair amount of savings and our regular outgoings are modest.
I fully accept that there are those in all groups that are not a well placed as ourselves - and this is why I strongly support a rebalancing of the economy in favour of those who are not in such a fortunate position as ourselves (call that Socialism if you want, I don't care!)
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