@anthonyvardiz Ah - that's more useful if you spend against a checking account. In many cases, you'll make payment, but it doesn't show up in your bank for several days.
An example for us is our electricity payment. I need to pay it out of a checking account, but it takes 4-6 days before I actually see it in my bank. In order to make sure I don't forget about it, I'll mark that as paid immediately, but I won't mark it as cleared until it shows up in my bank.
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