Take nurses: increasingly, US hospitals are firing their waged nurses, replacing them with gig nurses who are booked via an app. There's plenty of ways that these apps abuse nurses, but the most ghastly is in how they price nurses' wages. These apps buy nurses' financial data from data-brokers so they can offer lower wages to nurses with lots of credit card debt, on the grounds that crushing debt makes nurses desperate enough to accept a lower wage:
https://pluralistic.net/2024/12/18/loose-flapping-ends/#luigi-has-a-point
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