Reminder that money is a resource and if you're not living 100% paycheck-to-paycheck you're living inefficiently
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@Tactical @nierenstein Dumb RTS strategy. A* will whip you if you try this
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@nierenstein @Paultron "because every contingency has already been planned for and there's no 'emergency' just 'expected and anticipated costs'"
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@nierenstein
"i cant afford this" debt is a useful tool
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@theorytoe @nierenstein if you can't afford something without debt you can't afford it period
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@nierenstein I min-max my earnings every month, because I'm an optimizer.
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@Suzu @nierenstein This is greedy optimization, and can be improved upon. See generally: https://www.goodreads.com/book/show/149842176-human-judgments-and-optimality?
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@nierenstein@poa.st 100%? You should live at least 200% above your paycheck
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@Skelozard @nierenstein That depends entirely on ฮฒ.
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@nierenstein premature optimization ^
once you start using ripple/villages you'll realize that using 100% of your money all the time is actually impossible for everyone to do at once -- you have to think more strategically if you want to use other resources efficiently as a group https://villages.io
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text/gemini