Your most used credit/debit card has…
[You can use the final option for Apple/Google/Samsung pay on your mobile/cellular, or if you use a wearable payment device]
P.S. By "account number", in this case I mean card number (Amex, Discover, MasterCard, UnionPay, Visa, etc. number). Not your bank account number.
I wonder if things have already shifted since last time. 🤔
https://velocipederider.com/@ruari/113142278460382792
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One of my own numberless† cards, for those that have not seen such things before. Other companies that offer them include Chase (UK) and also the Apple card.
And yes this is a real, usable card and no I did not remove anything. This is how it is issued.
† It has a number obviously, just not printed on the card. I can access it though the app and website associated with my account and I also store it in my password manager for convenience.
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Here is an old image of more of my cards. I switched some of them since this picture but still none have any card account number on the front, unlike my cards further in the past.
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@ruari I'm surprised that any have customisation on the front - all of mine now only need single-sided printing. I've only ever had a few exceptions with printed (rather than embossed) individualised text on the front
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@HodgesC Yes of these the only one with custom text on the front is the Amex.
I have a different Amex now but it is the same in that it has my name, "member since" date and the four digit CVV (Card Verification Value) digits on the front.
To be honest I am not particularly happy with the CVV being on the front and I think that Amex should drop that as another security/privacy issue.
It is one of the reasons the image is arranged like this, so I could use the white card to cover it up. 😉
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@ruari it seems like the meaning of "front" and "back" has almost swapped since embossing went away. Nnow we have logo/chip side and text/stripe side. Having the CVV and card number on opposite faces might have some benefit as they can't be captured in the same image
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@HodgesC
Having the CVV and card number on opposite faces might have some benefit as they can't be captured in the same image
True when both sides were used historically. Anyway, Amex was always bad here as they had both of the front before. Still, these days it is better to have a single secure side, so that you can always place it the right way to hide everything.
Actually… better to have basically nothing and be "numberless" like the white card. But the back side for all, is next best.
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@ruari I know how I'd deal with numberless cards (store all the details in my password manager) but it's still handy to be able to get my card out of my pocket at my desk in work to pay online.
The thing about all the details on the back is they could be captured by a pinhole camera hidden under the card reader - an optical card skimmer - except for where they're hidden by your fingers
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@HodgesC
but it's still handy to be able to get my card out of my pocket at my desk in work to pay online.
So write out the details on a piece of paper and put this in your wallet as well. 🤷 You will not take this out every time you take out your card, so it is still more secure.
And if you are worried that someone might access your wallet or you lose it leaving your card compromised. Well… since you card is in there as well, that is the case anyway. So you are no worse off. 🤔
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@ruari All true (though a home-made bit of paper isn't as waterproof and I carry more than enough crap in my wallet). Or go the other way as my dad does - use the physical card as that document with details, but pay using an NFC wristband - which I think is close to where you started this thread
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@HodgesC Or even a ring 😉
https://www.paycelet.de/en/products/paycelet-bezahlring-orbit-black
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@HodgesC Fidesmo has quite a lot of partners offering a range or products like that, perhaps even what your dad already uses.
https://fidesmo.com/consumer/wearables/
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@HodgesC Nice thing is that even if your bank does not support Fidesmo wearables, you can always link you current card(s) though Curve, who do support Fidesmo and thus get pretty much any Visa or Mastercard to work as a wearable.
https://www.curve.com/en/wearables
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