Ancestors

Toot

Written by Ethan Zuckerman on 2024-12-31 at 20:01

I remember when using cellphone contacts to evaluate creditworthiness was all the rage at the MIT Media Lab. Who could possibly have guessed that lenders would use that info to shame borrowers to their friends to pressure them to pay? https://globalvoices.org/2024/12/20/kenyan-money-lending-apps-invade-borrowers-privacy-to-recover-debts/

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Descendants

Written by Jonathan Joshua on 2024-12-31 at 20:39

@ethanz illegal in only some US states that have debt collection laws that regulate creditors' conduct, as opposed to the federal debt collection practices act that applies only to collection agencies.

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Written by J. Nathan Matias 🦣 on 2024-12-31 at 22:06

@ethanz pretty sure those sorts of social norm interventions were explicitly in mind, particularly in respect to utility bill collection/enforcement.

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